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Whether you’ve got a lot or a little, money is an important part of life, but one that can be tricky to manage.
After you finish school you might find yourself working full-time and earning more money than you’ve ever had before. Or you might be struggling to land a job, or studying and working part-time, and finding things tight. Possibly you’ve moved out and are having to pay actual bills for the first time.
Whatever the case, the good news is that you’re early in your journey with money and there are plenty of good habits you can create now that will help set you up for later. It’s never too late to create a change or make a new plan.
TOP TIP ↴
Glen James, founder of My Millennial Money and author of ‘Sort Your Money out and Get Invested’ says there are 3 core things to aim for with your money. If you can get all of these three things happening you’re in a good spot:
1. Save some.
2. Spend some.
3. Give some away.
When it comes to money, like most areas of life, it helps to have a bit of a plan in place. Plans can change. But without one, you might find yourself going in circles.
HERE ARE SOME STEPS TO GET YOU STARTED ↴
1
What comes in?
2
What goes out?
3
What are your goals?
4
What can you tweak?